What should I do if my life insurance claim was denied?
According to the American Council of Life Insurers (ACLI), the denial of a life insurance claim is very rare. Fewer than one in 200 claims are denied, which should bring some comfort to survivors. However, if your claim was denied or is under dispute for any reason, it may be an alarming situation, as most life insurance settlements operate under all-or-nothing terms.
If you’re experiencing a problem with your life insurance claim, you can report the situation to the Insurance Commissioner of your individual state. You also have the option to speak with an attorney to help ensure you get the financial assistance you and your family are counting on during this time. Mourn can connect you to expert legal counsel to help you navigate the bureaucratic hurdles that an insurance company may be placing in front of you during a moment of grief. Many firms operate on a contingency basis, meaning that they will only charge you for their services if they collect from the insurance company.
If an insurance company is threatening you with a denial of your claim, reach out to Mourn for a no-obligation consultation and see how we can help you today.