FAQ
The loss of a loved one can be a confusing and uncertain time. Mourn’s dedicated network of experts can provide guidance. Peruse our FAQs below to see how we can help, or reach out for a no-obligation consultation.
How can a wrongful death lawyer help me?
The loss of a loved one can bring with it many financial hurdles during an already difficult time of grief. Medical bills, funeral expenses, and a loss of wages are just some examples of the stresses you and your family may be facing. A wrongful death attorney may be able to pursue compensation from the negligent party responsible for the loss of your loved one, in order to ease the financial burden brought on by their passing. A wrongful death lawyer will examine the evidence, gather more information surrounding the circumstances, and conduct a thorough investigation to find who may be held accountable after a wrongful death. At times, there may be third parties such as large companies, drug manufacturers or those responsible for security who may be liable if they did not uphold reasonable safety standards that would have prevented your loss. Wrongful death attorneys can also speak with medical experts and take over the many bureaucratic tasks that may arise during a lawsuit, freeing you up to begin the process of healing. While nothing can take the place of your loved one, speaking with a wrongful death lawyer may be able to offer some sense of closure and explore your financial options more fully during this difficult time. Reach out to Mourn’s respectful and responsive network of legal experts today to understand how a wrongful death lawyer can help you.
What should I do if my life insurance claim was denied?
According to the American Council of Life Insurers (ACLI), the denial of a life insurance claim is very rare. Fewer than one in 200 claims are denied, which should bring some comfort to survivors. However, if your claim was denied or is under dispute for any reason, it may be an alarming situation, as most life insurance settlements operate under all-or-nothing terms. If you’re experiencing a problem with your life insurance claim, you can report the situation to the Insurance Commissioner of your individual state. You also have the option to speak with an attorney to help ensure you get the financial assistance you and your family are counting on during this time. Mourn can connect you to expert legal counsel to help you navigate the bureaucratic hurdles that an insurance company may be placing in front of you during a moment of grief. Many firms operate on a contingency basis, meaning that they will only charge you for their services if they collect from the insurance company. If an insurance company is threatening you with a denial of your claim, reach out to Mourn for a no-obligation consultation and see how we can help you today.
My spouse died while working. Am I entitled to compensation?
If you’ve lost your spouse due to a workplace accident or other wrongful death while on the job, you may be able to receive certain benefits through your state’s worker’s compensation system. While no amount of money can ever replace your loved one, these benefits are available to you to help mitigate the many financial hurdles that may arise after a death, as well as to help replace their lost wages. For this reason, worker’s compensation death benefits are not a one-time payment like a life insurance policy. Instead, they are usually a series of regular payments in installments. The amount you may receive is calculated based on a percentage of what your spouse earned before their passing. Even if you have your own income, you may be considered a dependent of your spouse, and eligible to collect worker’s compensation benefits after their death. Additionally, if your spouse passed away from a pre-existing condition that was aggravated by their job, you may still be able to receive financial compensation. If you have any questions about your eligibility, speak with an expert attorney in order to more fully understand the worker’s compensation system. Mourn can connect you today with a national network of legal advocates ready to assist you after a loss.
Am I eligible to file a wrongful death lawsuit?
Every state in the US currently offers survivors the option to file a wrongful death lawsuit after the loss of a loved one. However, the rules regarding who may file and the requirements for what constitutes a “wrongful death” may differ depending on your state. In general, when someone passes away due to the negligence or intentional action of a third party, their death may be considered “wrongful.” In this case, you may be able to pursue legal action in the form of financial compensation after their passing. Some examples of wrongful death may include medical malpractice, delayed diagnosis, vehicle accidents, slip and fall accidents, or more. If you are an immediate family member of someone who died due to the negligence of a third party, you may be eligible to file a wrongful death lawsuit. Examples of immediate family members include a spouse, surviving children, or the deceased’s parents, if they were unmarried. However, some states allow more distant family members, those in a civil union with the deceased, or anyone suffering from financial loss due to their passing to file a wrongful death lawsuit. Speak with an expert attorney through Mourn’s national network today to fully understand your options.
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